MALAYSIA
Loan For : Business
HOW WE WORKS
uses crowdfunded microloans as a force for good, creating a space where people can have one-to-one impact, and together, expand financial access for all.
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How the loans work?
Why loans?
How does relending work?
CREATE OPPORTUNITIES AROUND THE WORLD
CREATE OPPORTUNITIES AROUND THE WORLD
Find a person you want to support
Find a person you want to support
Check out—your funds are allocated to the borrower
Get repaid, and lend to someone else!
START LENDING TODAY
HOW DO WE LOANS WORK?
01
Someone applies for a loan
Margarita needs $1,000 to expand her tortilla business, so she applies for a loan with CrediCampo, a microfinance institution (MFI) and one of VLEND’s lending partners.
02
A Lending Partner disburses their loan and uploads to website
CrediCampo posts Margarita’s loan to VLEND.org to cover the cost of the loan, with editing and translation help from VLEND volunteers.
03
You lend a little toward their goal
You see Margarita’s story and want to support her business. You lend $25 (or more!) to help crowdfund the full loan amount.
04
The loan is successfully funded!
Thanks to you and 31 other lenders, Margarita’s $1,000 loan is fully funded!
05
We sends the funds to the Lending Partner
100% of the loan amount is sent via wire transfer to CrediCampo, who provided Margarita with the capital she needs to invest in her business.
06
The borrower invests in their livelihood
Margarita uses her VLEND loan to buy corn, gas, and firewood so she can improve production, increase her income to support her family, and keep her children in school.
07
You get repaid
(We borrowers have a 96.4% repayment rate on average.) As Margarita starts earning more, she begins sending repayments to CrediCampo, which are repaid to you and other lenders who helped fund her loan. These funds go straight into your VLEND account.
08
Repeat!
You can relend your funds to support another borrower again and again! Your dollars can travel the world, changing lives one loan at a time.
READY TO GET STARTED?
WHY LOANS?
IF YOU NEEDED TO BUY A DELIVERY TRUCK FOR YOUR BUSINESS, YOU PROBABLY WOULDN’T ASK FOR DONATIONS; YOU’D APPLY FOR A LOAN.
IF YOU NEEDED TO BUY A DELIVERY TRUCK FOR YOUR BUSINESS, YOU PROBABLY WOULDN’T ASK FOR DONATIONS; YOU’D APPLY FOR A LOAN.
Know where your money is going
Decide exactly who you want to support and why.
Choose your impact
Support causes you care about, from gender equity to organic coffee farming.
Support a real person
See that you’re making a positive impact in someone’s life.
Do a lot with a little
Make a big impact, even if you don’t have a lot to give.
HOW DOES RELENDING WORK?
VLEND HAS FUNDED OVER $2 BILLION IN LOANS THANKS TO ONE SIMPLE YET IMPACTFUL PROCESS: RELENDING.
Yes, money is a finite resource. But with VLEND, you can use the same dollars again and again, helping a new borrower each time your loan is repaid. Your same $25 could help someone open a salon, then support a child’s education, then invest in community solar panels, and so on!
GO BEYOND THE NUMBERS
The data tells one story — but our emails show you the people behind it. Sign up for the full picture.
JOIN US NOW !
